Workers' Compensation Insurance

Workers' Compensation Insurance
Get a free quote and protect your business.

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Or, call (800) 841-1621.

Existing policyholder?

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What is workers' compensation insurance?

Worker's compensation insurance, also called workers' comp, helps cover medical expenses and lost wages for small business owners if an employee is injured or becomes sick. This coverage can include rehabilitation services and death benefits too. Workers' compensation insurance is also called workman's compensation or workman's comp. The GEICO Insurance Agency, Inc. has teamed up with companies to help your business get the coverage you need. Get your workers' compensation quote.

Workers' Compensation Insurance-Benefits For Employees

Mandatory workers' compensation insurance helps you and your employees. For employees that are injured or become ill because of work related events it can help cover:

  • Medical bills
  • A portion of lost wages
  • Funeral expenses if a work-related event results in a death

Workers' Comp-Benefits For Your Business

Accidents happen, but workers' comp helps give your business a safety net. In addition to helping cover medical bills and lost wages, the coverage may help with:

  • Vocational rehabilitation services to help get your employee back to work
  • Help with legal costs in the event of a lawsuit

What's covered in a workers' comp policy?

Coverage varies by state but we've listed some examples of things usually covered. For a complete list of what's covered in your state, please see your policy contract.

What Worker's Comp Covers

In general workers' comp covers employees', owners', and officers' injuries or illness caused by their job. Some examples:

  • Lost Wages
  • Medical Expenses
  • Rehabilitation Expenses
  • Death Benefits

What is not covered by a workers' compensation policy?

Some injuries usually aren't covered by a workers' comp policy. A few examples are:

  • Ones due to an employee being intoxicated or using illegal drugs
  • Injuries that occur while not on the job
  • If an employee's conduct violates company policy

Why choose GEICO to help with workers' compensation insurance?

Workers' compensation insurance is required by the state, so most policies look similar. The GEICO Insurance Agency will help you get excellent coverage for your business in most states.

How much does workers' comp cost?

We could help you save on your workers' compensation insurance by teaming with companies that will work directly with you. Start a quote and see how much you could save!

Who needs workers' comp?

Workers' comp is required by most states. In general if you have one employee you must have this insurance in order to avoid fines. For example, in California your fine can be up to $100,000.

Need to speak with us about a workers' compensation quote?

You can reach a sales agent at (800) 841-1621

Workers' Compensation insurance coverages are written through  affiliated insurance companies and are secured through the GEICO Insurance Agency, Inc. We can help you secure Workers' Compensation insurance in all states except Hawaii, Maine, North Dakota, Ohio, Washington and Wyoming.

The information you provide will be shared with our business partners so that they can return a quote.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

For online quotes:

GEICO Insurance Agency, Inc. has teamed up with biBERK, a Berkshire Hathaway company to provide Workers' Compensation insurance products. When you click on "START QUOTE", or "Get your workers' compensation quote" you will be taken to the biBERK, a Berkshire Hathaway company website, which is not owned or controlled by GEICO.

GEICO has no control over the privacy practices of biBERK, a Berkshire Hathaway company and assumes no responsibility in connection with your use of their website. Any information that you directly provide to biBERK, a Berkshire Hathaway company is subject to the privacy policy posted on their website. All workers' compensation products offered are written on an admitted basis (biBERK, a Berkshire Hathaway company) with A.M. Best credit rating of 'A' (Excellent) and financial size XI.