Auto Insurance

Get the affordable car insurance coverage you deserve.

75 years of saving people money and providing 24/7/365 customer service.

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Car insurance quotes that are customized for you.

Everyone needs car insurance. Make sure you get a quote from a company that delivers affordable rates and personalized service when you need it. GEICO's an auto insurance company that's been saving people money for more than 75 years. That's why we know a thing or two about cheap car insurance rates. We also deliver a car insurance policy with exceptional coverage and best-in-class customer service, which matters when you have an accident or are stuck on the side of the road in an emergency. Get a fast and free car insurance quote to see everything GEICO has to offer.

Why do you need car insurance?

If you own a car, you need auto insurance. A car insurance policy helps provide financial protection for you, and possibly others if you're involved in an accident. All it takes is 15 minutes and you can have a personalized car insurance quote that factors in the best rates, discounts, and options available to you.

What do you need to know about auto insurance?

It's important to understand a few things about a car insurance policy to make sure you're making the best decision for yourself. Our helpful resources will help you learn more about car insurance.

Personalize your car insurance quote.

There are state laws regarding the types and limits of coverage you must carry on your auto insurance policy. But you can still customize your policy. Once you determine what coverages and limits you need, you're ready to get a quote.

Car Insurance Coverage Calculator

You may have questions about which car insurance policy is best for you, such as:

  • How much bodily injury coverage should I carry?
  • How much property damage coverage should I have?
  • How much should my deductible be?

Our coverage calculator can help answer these questions and more.

How to get a car insurance quote.

Getting car insurance with GEICO has never been easier. In fact, you can get a free, personalized car insurance quote right on this page. All you will need to complete your car insurance quote is:

  • A valid driver's license
  • Your vehicle identification number (VIN)
  • The physical address where your vehicle is stored

During the process, you'll learn about the coverage options that are available to you, including state minimums, so you can choose the best car insurance for you and your family. You may even see some exciting discounts in the mix depending on your driving habits, member affiliations, and more.

Then, you'll receive an outstanding, personalized rate. The best part? Once you have your quote, you'll be able to purchase your car insurance policy directly online.

What are your car insurance quote options?

You have plenty of options when it comes to car insurance and GEICO can help you find the car insurance coverage that's right for you.

Auto insurance coverages required in most states:

  • Bodily injury coverage
  • Property damage coverage
  • Uninsured motorist coverage

Additional car insurance coverages to consider:

  • Collison
  • Comprehensive
  • Medical coverages
  • Emergency roadside assistance
  • Rental reimbursement

Benefits of GEICO Car Insurance coverage:

  • Top rated GEICO Mobile app
  • 24/7 customer service
  • Car insurance discounts available

Check out our car insurance coverage page to learn more about each type of coverage.

Save money with car insurance discounts.

Whether you're a student, a federal employee, or a member of the armed forces, GEICO has a variety of exciting car insurance discounts that you may qualify for. We offer our customers a variety of discounts and premium reductions that you can apply to your online quote.

GEICO rewards safe driving by offering additional savings on your car insurance. With our Five-Year Accident-Free Good Driver Discount, see how much you could save–you've earned it.

Bundle and save with property and auto insurance.

See how much you could save when you combine property insurance with your GEICO Car Insurance policy. It's like GEICO and Geckos. Better together. Check out our Multi-Policy Discount page for all the ways you could bundle and save.

Additional Vehicle Insurance Options

Not everyone drives a car, but every vehicle on the road should have insurance. GEICO has a lot of insurance options for your vehicles so you can be covered.

  • Motorcycle Insurance

    If you think that two wheels are better than four, this insurance option is for you. Before you hit the road, see how GEICO could help save money on your motorcycle insurance.

  • RV Insurance

    RVs allow many of you to feel the freedom to explore the world. Make sure you have an RV insurance policy that follows you wherever the road takes you.

  • Commercial Auto Insurance

    GEICO can work with businesses of all sizes to ensure vehicles used for business purposes are covered with a commercial auto insurance policy.

  • Classic Car Insurance

    If you're a classic car collector, this insurance is for you. Make sure to keep your collectible protected with GEICO Classic Car Insurance.

  • Mexico Auto Insurance

    Most US auto insurance policies won't cover your car if you drive into Mexico. You'll need a Mexico car insurance policy. Don't leave anything to chance and choose a policy that's right for you with GEICO.

How to compare car insurance quotes.

Shopping around for car insurance quotes is a great way to find the best, most affordable coverage for you. To accurately compare auto insurance quotes across insurers, you'll need to select the same set of coverages, limits, and deductibles for each quote. That way, you'll get a full picture of what every insurer is offering.

Choose Your Coverage

When choosing coverages, consider your state's minimum requirements and any additional coverages you may want.

Consider Your Limit

There is a maximum amount an insurer will pay toward a covered claim, so when you're finding a quote, keep your state laws and your personal needs in mind.

Select Your Deductible

Some coverage comes with a deductible, so select an amount that you can afford and carry that number through to all of your quotes.

Service for When You Need Us

Have a question about your auto insurance policy? GEICO provides anytime access to licensed insurance agents 24/7/365.

97% Customer Satisfaction*

You can't please everyone, but it doesn't hurt to try. We're committed to:

  • Taking your feedback seriously
  • Working hard every day to improve insurance for you

It's one of the ways we're working to make insurance simple, quick, and easy.

Easier in the App

We're dedicated to making insurance easier in our app and online with:

  • 1 tap bill pay
  • Digital ID cards
  • Claims filing, and more

Our focus is on creating and improving the things important to you. Need help? You can also use the GEICO Mobile app to access our virtual assistant, or call us anytime.

Local Insurance Agents

GEICO insurance agents are standing by with a local presence:

  • Local agents providing outstanding customer service to answer questions about car insurance and more
  • A commitment to each community we serve

Find your closest GEICO insurance agent.

Convenient Claims and Repairs

Accidents can be stressful. We work to make it easy for you to:

  • Report an auto claim anytime online, with our insurance app, or over the phone.
  • Our Auto Repair Xpress® program is fast and convenient, with guaranteed repairs as long as you own the vehicle.

24/7 Roadside Assistance

Add Emergency Road Service coverage to your car insurance policy to help with:

  • Jump starts
  • Labor to change a flat tire
  • Towing (non-accident related), and more

Auto Insurance Reviews from Real Customers

Website Awesome!

"I have been with GEICO for about a year. Whoever designed their website is an absolute genius! It is hands down the easiest site to use even with something complicated. And I'm an idiot with computers! LOL Thanks web designer!!!"


claysman on December 01, 2020
Being Able to Delay for Payroll check to clear

"Hi, I work for a company that give our checks after 2:00 every other week. I leave after 5:00 pm. My renewal policy was due today, so the fact you have a window of a few days saves my worrying. I'm sorry to have to do that but right now. This is wonderful for me. Thanks for all your options and understanding."


SusBag on November 21, 2020

"This website is incredibly easy to use and lays out all information very clearly. There was an instance when I needed to speak with a customer service representative, and she was extremely helpful. I always thought getting car insurance would be a stressful experience, but the website and the people made the experience easy. Thanks!"


mal2insure on November 16, 2020
So Easy!!

"Just wanted to send a note that adding and removing vehicles from my policy is so easy! The website is very user friendly. Anytime I've had a question and called in, I've received excellent customer service. Thank you Geico!"


CeeBee on November 01, 2020
A GEICO customer...

"As a GEICO customer, i'm very well pleased with their customer service & their rates of auto insurance ! I've recommended GEICO to all my friends & they have seen my auto insurance bills, which are very low cost ! This is due to my careful driving experience, as i have no moving violations & my driving record is absolutely cle..."


warpigz on October 19, 2020
Dead Battery to Live Battery in Under an Hour

"I may have just hit the "sweet spot" on this, but it's still remarkable. It began this morning with a dead battery. I called GEICO emergency road service. The road service was here in less than 10 minutes after the agent processed the call. He jump-started the car, I drove to AutoZone, got the new battery and installed it in the park..."


OverandOut on September 25, 2020
Can't talk to anyone, 45 minutes on hold

"Wait forever to talk to someone while listening to stupid voice telling me to go to on-line. Go to on-line and can’t modify my account. Both my cars are owned out right and I can get the system to change it. I “may” want to change the Prius coverages, but not on your on-line service. You call me."


Dave2 on September 22, 2020
Adding car to insurance, processing delayed.

"Getting a quote online is nice, but it's too delayed. When a customer buys a car often they may travel to look at the car. If they decide to purchase, they need insurance immediately so they can drive it off the lot. Currently, quotes are being processed in a manner that is not possible. I wish GEICO could apply something immediately even just..."


mglind on September 18, 2020

Read More GEICO Reviews

Auto Insurance: Get the answers you're looking for.

  • How can I save money on car insurance?

    There are several ways you can save money on your car insurance. These can include considering vehicle safety features and reviewing existing car insurance coverages.
  • What auto insurance coverages are available?

    Your auto insurance policy consists of multiple car insurance coverages. Coverages provide protection in different situations. Coverages have different limits and may have deductibles. Specific coverages and limits may also be required by a lienholder or lender.
  • Do you offer Accident Forgiveness?

    Yes, we offer Accident Forgiveness (not available in CA, CT, and MA) to help keep your insurance rates affordable. In most states GEICO Accident Forgiveness** can be earned or purchased. In other words, if eligible you may be able to get Accident Forgiveness for free or buy it as an upgrade to your policy.
  • What auto insurance payment methods and plans are available?

    GEICO offers flexible ways to pay your car insurance bill. These range from the way you make your payment to the amount you pay and when. You can determine the best car insurance payment option for you and we'll provide the details.
  • How can I compare auto insurance quotes?

    An auto insurance quote comparison doesn't need to be complicated. Follow a few simple guidelines to ensure you're comparing the right parts of car insurance. We're here to help you understand your options and make the best choice for your auto insurance needs.
  • Is there a GEICO Local Agent near me?

    We have many GEICO Local Agents across the country ready to help you with your insurance needs. Find one near you.

**Not available in CA, CT, and MA; purchase product not available in all states.

Free Accident Forgiveness applies to qualifying drivers who have been accident-free for five years or more. It may not apply to drivers under 21 years of age.

Accident Forgiveness applies only to your first accident. Your insurance rate won't go up as a result of your first otherwise surchargeable, at-fault accident. Subsequent occurrences do not qualify for Accident Forgiveness. Accident Forgiveness eligibility is determined by your specific policy type, as well as your state laws and regulations. Terms vary according to state law.

*Customer satisfaction based on an independent study conducted by Alan Newman Research, 2020. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. © 2020 GEICO