Why do I need car insurance?
Car insurance that's made for you.
Most auto insurance companies provide fast and free car insurance quotes. We all want to see cheap car insurance rates, but don't forget appropriate coverage and service are also important. It is what matters when you have an accident, or you're stuck on the side of the road. Everyone needs car insurance so make sure you choose a company that delivers affordable rates and personalized service when you need it.
GEICO's been working hard to provide best-in-class customer service for over 75 years, while also providing competitive auto insurance rates. See what we have to offer with an online car insurance quote.
Personalize Your Car Insurance Quote
There are state laws regarding the types and limits of coverage you must carry on your auto insurance policy. But you can still customize your policy. Once you determine what coverages and limits you need, you're ready to get a quote.
What are your car insurance coverage options?
You can customize your GEICO Auto Insurance policy to get coverage that fits your needs. There are a variety of different car insurance coverages and limits you can choose to create your own personalized policy.
Check out our car insurance coverage page to learn more about each type of coverage.
Your Auto Insurance Discounts are Waiting
GEICO offers many discounts that may help you save money on car insurance if you're eligible. You may already qualify for a variety of policy discounts and premium reductions. From student discounts to good driver discounts(5-year accident-free), see how much you could save.
Bundle and save with property and auto insurance.
See how much you could save when you combine property insurance with your GEICO Car Insurance policy. It's like GEICO and Geckos. Better together. Check out our Multi-Policy Discount page for all the ways you could bundle and save.
Car Insurance Comparison
When comparing car insurance quotes or rates, make sure they're for the same.
How does your current car insurance compare? Learn how to compare car insurance and see why GEICO is the best choice.
Service for When You Need Us
Have a question about your auto insurance policy? GEICO provides anytime access to licensed insurance agents 24/7/365.
Auto Insurance Reviews from Real Customers
"Very good service, is the only co. that i find the best price. My sujest is we shut get a little more discount for the seniors that have a camera in the car dash to prevent car accidents and a camera running when the car is park outside the house in the public parking. After that is all perfect. I love geico."
"I need to have my payment date changed. Due to the fact that my check comes in after the first of the month, so if you take it out on the 28th or after the funds will not be in my account.!!!"
"This afternoon at the DMV, I needed the previous insurance cards because the policy renews at the end of the month, to the renewal cards were all I could see. I want to thank the agent, whose name I could not hear over the loudspeaker, for assisting me so my daughter could take her road test for her license. Every time I have needed to call, every ..."
"my Geico reps were truly awesome Rochel & Lakeisha. What super pleasant experience and a dynamic duo! In all the middle of all the chaos we all have to deal lately. Geico should be proud to have professional and dedicated staff members that make themselves available for the clients; I felt like they really went the extra mile for me.Great job l..."
"Geico makes owning a car in NYC much much much easier than it could have been. They always have excellent customer service, the best rate possible, quick responses. It's extremely stressful when there's an issue with your vehicle and Geico makes it a lot more bearable. Thank you!"
"Hi. I wanted to take a moment to tell how easy it was to replace a vehicle on my auto insurance policy using the online options. I was pleased to find that I could manage every step of the replacement process online and smoothly. I had my information available so it took less than 10 minutes and new insurance cards were in my email. I thought for s..."
Auto Insurance: Get the answers you're looking for.
How can I save money on car insurance?There are several ways you can save money on your car insurance. These can include considering vehicle safety features and reviewing existing car insurance coverages.
What auto insurance coverages are available?Your auto insurance policy consists of multiple car insurance coverages. Coverages provide protection in different situations. Coverages have different limits and may have deductibles. Specific coverages and limits may also be required by a lienholder or lender.
Do you offer Accident Forgiveness?Yes, we offer Accident Forgiveness (not available in CA, CT, and MA) to help keep your insurance rates affordable. In most states GEICO Accident Forgiveness*** can be earned or purchased. In other words, if eligible you may be able to get Accident Forgiveness for free or buy it as an upgrade to your policy.
What auto insurance payment methods and plans are available?GEICO offers flexible ways to pay your car insurance bill. These range from the way you make your payment to the amount you pay and when. You can determine the best car insurance payment option for you and we'll provide the details.
How can I compare auto insurance quotes?An auto insurance quote comparison doesn't need to be complicated. Follow a few simple guidelines to ensure you're comparing the right parts of car insurance. We're here to help you understand your options and make the best choice for your auto insurance needs.
Is there a GEICO Local Agent near me?We have many GEICO Local Agents across the country ready to help you with your insurance needs. Find one near you.
*Credit available for private passenger auto, motorcycle, and RV policies. Some restrictions apply. Please visit www.geico.com/giveback for more information. Some discounts, coverages, payment plans, and features are not available in all states, in all GEICO companies, or in all situations. Motorcycle and ATV coverages are underwritten by GEICO Indemnity Company. GEICO is a registered service mark of Government Employees Insurance Company, Washington, DC 20076; a Berkshire Hathaway Inc. subsidiary. GEICO Gecko® image © 1999–2020. © 2020 GEICO
***Not available in CA, CT, and MA; purchase product not available in all states.
Free Accident Forgiveness applies to qualifying drivers who have been accident-free for five years or more. It may not apply to drivers under 21 years of age.
Accident Forgiveness applies only to your first accident. Your insurance rate won't go up as a result of your first otherwise surchargeable, at-fault accident. Subsequent occurrences do not qualify for Accident Forgiveness. Accident Forgiveness eligibility is determined by your specific policy type, as well as your state laws and regulations. Terms vary according to state law.
**Average savings amount based on national GEICO New Policyholder survey data through July 2019.
The GEICO Mobile app and site received #1 rankings according to the Dynatrace Q1 and Q3 2019 Mobile Insurance Scorecards
Customer satisfaction based on an independent study conducted by Alan Newman Research, 2020.